Bank of China
12M · min S$500
1.40%
Mobile banking SGD promo; 9M rises to 1.38% only at S$200k.

Singapore Cash Decision Intelligence
FD Watchlist
A focused view of indicative Singapore SGD FD rates by tenure, minimum amount, and movement. This is supporting context for the cash decision, not a full bank comparison table.
Best watched FD
RHB 3M
1.40%
FD Rate Trust
Promos change quickly; verify bank terms before moving funds. CashIntel uses these FD rates as supporting context for the cash decision, not as guaranteed live quotes.
This rate is stale. Verify the source before using it for a cash decision.
Confidence
Medium
Mode
Manual snapshot
Checked
24 May 2026
Freshness
Stale · 24 days old
Status
Stale
Bank of China
12M · min S$500
1.40%
Mobile banking SGD promo; 9M rises to 1.38% only at S$200k.
CIMB
9M · min S$10k
1.35%
Personal online SGD promo; preferred tier is higher.
Maybank
12M · min S$20k
1.30%
Standalone SGD time deposit
Sorted by indicated rate. Verify official Singapore bank terms before moving funds. FD signals are watched manual snapshots, not guaranteed live bank quotes.
RHB
down3M tenure · min S$20k · Personal SGD promo; premier tier can go to 1.50%.
1.40%
Updated May 2026 · Manual snapshot
Bank of China
flat12M tenure · min S$500 · Mobile banking SGD promo; 9M rises to 1.38% only at S$200k.
1.40%
Updated 04 May 2026 · Manual snapshot
CIMB
flat9M tenure · min S$10k · Personal online SGD promo; preferred tier is higher.
1.35%
Updated May 2026 · Manual snapshot
Maybank
flat12M tenure · min S$20k · Standalone SGD time deposit
1.30%
Updated May 2026 · Manual snapshot
Hong Leong Finance
flat12M tenure · min >S$50k · Fresh-funds promo for individual accounts.
1.25%
Updated May 2026 · Manual snapshot
OCBC
flat18M tenure · min S$20k · Online SGD promo rate on the OCBC app.
1.15%
Updated May 2026 · Manual snapshot
UOB
down12M tenure · min S$10k · Fresh-funds SGD promo; wealth-linked tier can go higher.
1.15%
Updated 02 May 2026 · Manual snapshot
HSBC
down12M tenure · min S$30k · Premier Elite fresh-funds promo; personal tier is lower.
1.15%
Updated May 2026 · Manual snapshot
Standard Chartered
flat9M tenure · min S$25k · Fresh-funds personal banking promo via SC Mobile or iBanking.
1.10%
Updated May 2026 · Manual snapshot
DBS
flat12M tenure · min S$1k · Personal SGD rate page still points to 17 Apr 2026 rates.
1.00%
Updated 17 Apr 2026 · Manual snapshot
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